January 29, 2015

Some state governments give tax incentives in the form of tax credits and/or tax deduction. Regulations on tax credits and deduction differ per state but they were all created to make long term care insurance more affordable. In most cases, people prefer tax credits because the computed tax savings are often bigger.


January 25, 2015

Getting this type of insurance product is probably one of the wisest steps you’ll make in preparation for old age. However, with so many insurance companies offering different types of long term care polices, deciding which one is best for you and your family can be quite a challenge.


January 22, 2015

Younger people either have secured a plan for their future already or are in the process of working out one. According to 40-something professionals, they saw up-close how their parents used up all of their savings and properties to cover the nursing home expenses of their grandparents.


January 17, 2015

Everyone is free to hire a caregiver provided that they can cover the cost of the services they will need. Interested parties actually have three payment options to choose from namely, private pay, through state and local programs, Medicare and long term care insurance.


January 13, 2015

Only a handful of Americans can afford to pay the price of long term care (LTC) and most of these able citizens are famous for their affluence. Now if you’re an average American and your wealth has never been the talk of the town, self-insuring is not going to be right but you can definitely pull off long term care insurance cost.